401k 2025 Contribution Limits Over 50. In 2025, the total contribution limit is projected to be $71,000. However, individual retirement account (ira) contributions will continue to be $7,000 in 2025, the same as in 2024.

In 2025, the total contribution limit is projected to be $71,000. So, if you were exercising this option in 2024, you’d only be able to roll over up to $7,000, which is the 2024 limit for people.